MAHINDRA MANULIFE LIQUID FUND
(An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk.)

Data as on 31st December 2022

Investment Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Fund Features Low volatility: Relatively safer during times of high market volatility as liquid funds usually invest in Commercial Papers, Certificate of Deposits, CBLO/ Repos and in short term debt instruments with maturity profile of not more than 91 days.
Easy liquidity: Investors can invest in liquid funds even for a day.
Cash Management Tool for treasuries of any size: Optimal utilization of idle cash for cash management purposes.
Fund Manager and Experience Fund Manager: Mr. Rahul Pal
Total Experience: 21 years
Experience in managing this fund: 6 years and 6 months (managing since July 04, 2016)
Fund Manager: Mr. Amit Garg
Total Experience: 17 years
Experience in managing this fund: 2 years and 7 months (Managing since June 8, 2020)
Date of allotment July 4, 2016
Benchmark CRISIL Liquid Fund BI Index
Available Plans for subscription by investors Direct (Default) and Regular
Available Options under each plan Growth (Default) and IDCW
Available Facilities under IDCW Option IDCW Reinvestment (Daily (Default) and Weekly)
Application Amount Rs. 1,000/- and in multiples of Re. 1/- thereafter
Additional Purchase Amount Rs. 1,000/- and in multiples of Re. 1/- thereafter
Repurchase / Redemption Amount Rs. 1,000/- or 1 unit or account balance, whichever is lower
Monthly AAUM as on December 31, 2022
(Rs. in Cr.):
490.37
Quarterly AAUM as on December 31, 2022
(Rs. in Cr.):
504.14
Monthly AUM as on December 31, 2022 (Rs. in Cr.): 365.41
Total Expense Ratio2 as on December 31, 2022: Regular Plan: 0.26%
Direct Plan: 0.15%
2Includes additional expenses charged in terms of Regulation 52(6A)(b)of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Load Structure: Entry Load: N.A.
Exit Load:
Investor Exit upon
subscription
Exit Load as % of
redemption proceed
Day 1 0.0070%
Day 2 0.0065%
Day 3 0.0060%
Day 4 0.0055%
Day 5 0.0050%
Day 6 0.0045%
Day 7 onwards 0.0000%
Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO). The above mentioned exit load shall not apply to the Unclaimed Plan offered under the scheme.

Annualised Portfolio YTM*1: 6.78%
Macaulay Duration: 45.86 days
Modified Duration: 0.12
Residual Maturity: 46.00 days
As on (Date) Dec 31, 2022
*In case of semi annual YTM, it will be annualised
1Yield to maturity should not be construed as minimum return offered by the Scheme

NAV as on December 31, 2022
NAV/Unit
Regular Plan (In Rs.)
Direct Plan (In Rs.)
Daily IDCW
1000.3445
1013.9130
Weekly IDCW
1009.7568
1003.3396
Growth
1428.8637
1440.1882
IDCW: Income Distribution cum Capital Withdrawal

Issuer
Rating
% of Net Assets
Certificate of Deposit
6.70%
Axis Bank Limited
CRISIL A1+
6.70%
Commercial Paper
59.97%
LIC Housing Finance Limited
CRISIL A1+
6.69%
TV18 Broadcast Limited
CARE A1+
6.69%
National Bank For Agriculture and Rural Development
CRISIL A1+
6.68%
Motilal Oswal Financial Services Limited
ICRA A1+
6.66%
IIFL Wealth Prime Limited
ICRA A1+
6.66%
Network18 Media & Investments Limited
ICRA A1+
6.65%
Housing Development Finance Corporation Limited
CRISIL A1+
6.65%
JM Financial Services Limited
ICRA A1+
6.65%
Small Industries Dev Bank of India
CARE A1+
6.64%
State Government Bond
13.50%
8.54% Maharashtra SDL (MD 20/03/2023)
SOV
13.50%
Treasury Bill
12.99%
364 Days Tbill (MD 02/03/2023)
SOV
10.64%
91 Days Tbill (MD 12/01/2023)
SOV
1.27%
91 Days Tbill (MD 19/01/2023)
SOV
1.07%
Cash & Other Receivables
6.84%
Grand Total
100.00%
( Top Ten Holdings - Issuer wise) as on December 31, 2022)

Mahindra Manulife Liquid Fund
Simple Annualised Returns (%)
CAGR Returns (%)
Value of Investment of Rs. 10,000*
NAV / Index Value
(as on December 31, 2022)
Managed by Mr. Rahul Pal and Mr. Amit Garg
7 Days
15 Days
30 Days
1 Year
3 Years
5 Years
Since Inception
1 Year
3 Years
5 Years
Since Inception
Regular Plan - Growth Option
7.30
7.03
6.60
4.87
4.15
5.30
5.65
10,487
11,297
12,949
14,289
1,428.86
Direct Plan - Growth Option
7.41
7.14
6.72
4.99
4.26
5.42
5.78
10,499
11,335
13,023
14,402
1,440.19
CRISIL Liquid Fund BI Index^
6.98
6.91
6.67
5.12
4.41
5.41
5.71
10,512
11,384
13,016
14,341
3,666.26
CRISIL 1 Year T-Bill Index^^
6.21
6.06
7.25
4.13
4.50
5.57
5.74
10,413
11,412
13,117
14,371
6,520.02

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 04-Jul-16. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr Amit Garg is managing the scheme since June 8, 2020. For performance details of other schemes managed by the Fund Manager(s), please click here | Best Viewed in Landscape mode

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and TREPS

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and TREPS

Product Suitability
This Product is Suitable for investors who are seeking*
  • Regular income over short term
  • Investment in money market and debt instruments
Scheme Riskometers
Benchmark Riskometers
MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
Scheme Benchmark: CRISIL Liquid Fund BI Index
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Refere to the PRCM disclosure click here