MAHINDRA MANULIFE ELSS KAR BACHAT YOJANA
(An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit)

Data as on 31st, December 2022

Investment Objective The investment objective of the Scheme is to generate long term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.
Fund Features Potential Capital Appreciation: Scheme invests in a diversified equity portfolio thereby offering the investor, possibility of growing their investments.
Tax Benefit: Investments in this scheme are entitled for tax deduction under section 80C. Possibility of saving upto Rs. 51,480/-*.
Lock-in Feature: This feature endeavors to protect your investments from impact of short term market volatility. Lock-in of only 3 years! Other traditional tax savings options may have longer holding periods.
*Assuming investor uses the entire Rs 1.50 lac limit available under section 80C of the Income Tax Act 1961 for investing in Mahindra Manulife ELSS Kar Bachat Yojana. The tax benefit is calculated on the basis of current applicable tax rates under the old regime (Refer Note at the end of the page), ignoring marginal relief on surcharge, if any, for net taxable income between Rs 50 lacs and Rs 1 crore. Please consult your financial / tax advisor before investing.
Fund Manager and Experience Fund Manager: Ms. Fatema Pacha
Total Experience: 17 years
Experience in managing this fund: 2 years and 2 months (managing since October 16, 2020)
Fund Manager: Mr. Manish Lodha
Total Experience: 22 years
Experience in managing this fund: 2 years (Managing since December 21, 2020)
Date of allotment October 18, 2016
Benchmark Nifty 500 TRI Index
Options IDCW (IDCW Option will have only IDCW Payout facility) and Growth (D)
D- Default
Application Amount Rs. 500 and in multiples of Rs. 500 thereafter
Additional Purchase Amount: Rs. 500 and in multiples of Rs. 500 thereafter
Repurchase Amount: Rs. 500 or 50 units or account balance, whichever is lower
SIP Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Rs 500 thereafter
Minimum Weekly & Monthly SIP Installments: 6
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Rs 500 thereafter
Minimum Quarterly SIP installments: 4
Monthly AAUM as on December 31, 2022 (Rs. in Cr.): 528.27
Quarterly AAUM as on December 31, 2022
(Rs. in Cr.):
518.60
Monthly AUM as on December 31, 2022 (Rs. in Cr.): 524.33
Total Expense Ratio1 as on December 31, 2022: Regular Plan: 2.46%
Direct Plan: 0.73%
1Includes additional expenses charged in terms of Regulation 52 (6A) (b) and 52 (6A) (c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Note: The Finance Act 2020 has introduced a new income tax regime at concessional tax rates for individual taxpayers. However, the option for such concessional tax regime requires the taxpayer to forego certain specified deductions including deduction u/s 80C of Income Tax Act, 1961
Load Structure: Entry Load: N.A.
Exit Load: Nil

Portfolio Turnover Ratio (Last 1 year): 0.77
Standard Deviation: 21.75%
Beta: 0.92
Sharpe Ratio#: 0.55
Jenson’s Alpha : 0.0464
#Risk-free rate assumed to be 6.60% (MIBOR as on 31-12-22) - Source: www.mmda.org
Note: As per AMFI guidelines for factsheet, the ratios are calculated based on month rolling returns for last 3 years. Data as on December 31, 2022

NAV as on December 30, 2022
NAV/Unit
Regular Plan (In Rs.)
Direct Plan (In Rs.)
IDCW
15.0551
17.2087
Growth
19.2450
21.6739
IDCW: Income Distribution cum Capital Withdrawal

Company / Issuer
% of Net Assets
Automobile And Auto Components
5.65%
Maruti Suzuki India Limited
2.29%
UNO Minda Limited
1.41%
Schaeffler India Limited
1.00%
Sona BLW Precision Forgings Limited
0.96%
Capital Goods
7.51%
Ingersoll Rand (India) Limited
1.61%
Voltamp Transformers Limited
1.41%
Ratnamani Metals & Tubes Limited
1.38%
Astral Limited
1.31%
Bharat Electronics Limited
0.90%
TD Power Systems Limited
0.89%
Chemicals
2.20%
Vinati Organics Limited
1.28%
PI Industries Limited
0.92%
Construction
5.26%
Larsen & Toubro Limited
3.32%
Kalpataru Power Transmission Limited
1.94%
Construction Materials
2.03%
UltraTech Cement Limited
1.54%
JK Lakshmi Cement Limited
0.49%
Consumer Durables
3.51%
Asian Paints Limited
1.74%
Metro Brands Limited
0.98%
Century Plyboards (India) Limited
0.79%
Consumer Services
1.91%
V-Mart Retail Limited
1.19%
Trent Limited
0.72%
Diversified
0.82%
3M India Limited
0.82%
Fast Moving Consumer Goods
4.81%
Hindustan Unilever Limited
3.33%
Britannia Industries Limited
1.48%
Financial Services
33.47%
HDFC Bank Limited
9.75%
ICICI Bank Limited
8.02%
Axis Bank Limited
4.45%
Bajaj Finance Limited
3.89%
HDFC Life Insurance Company Limited
2.00%
IndusInd Bank Limited
1.63%
The Federal Bank  Limited
1.46%
ICICI Securities Limited
1.22%
Bank of Baroda
1.07%
Healthcare
4.77%
Alkem Laboratories Limited
1.66%
Narayana Hrudayalaya Limited
1.22%
Zydus Lifesciences Limited
1.08%
Divi's Laboratories Limited
0.81%
Information Technology
13.71%
Infosys Limited
8.25%
Tata Consultancy Services Limited
3.06%
HCL Technologies Limited
1.29%
LTIMindtree Limited
1.11%
Metals & Mining
1.49%
Hindalco Industries Limited
1.49%
Oil Gas & Consumable Fuels
5.40%
Reliance Industries Limited
5.40%
Power
1.26%
NTPC Limited
1.26%
Realty
2.84%
DLF Limited
1.61%
Godrej Properties Limited
1.23%
Textiles
2.19%
K.P.R. Mill Limited
1.37%
Arvind Limited
0.82%
Equity Total
98.83%
Cash & Other Receivables
1.17%
Grand Total
100.00%
( Top Ten Holdings - Issuer wise) as on December 31, 2022

Mahindra Manulife ELSS Kar Bachat Yojana
CAGR Returns (%)
Value of Investment of Rs. 10,000*
NAV / Index Value
(as on December 30, 2022)
Managed by Ms. Fatema Pacha & Mr. Manish Lodha
1 Year
3 Years
5 Years
Since Inception
1 Year
3 Years
5 Years
Since Inception
Regular Plan - Growth Option
2.02
17.52
8.87
11.13
10,201
16,229
15,301
19,245
19.25
Direct Plan - Growth Option
3.81
19.52
10.84
13.28
10,380
17,074
16,742
21,674
21.67
Nifty 500 TRI Index^
4.26
17.38
11.50
13.63
10,425
16,173
17,247
22,096
23,967.12
Nifty 50 TRI^^
5.71
15.52
12.84
13.99
10,569
15,416
18,305
22,524
26,326.37

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. Mr. Manish Lodha is managing this fund since December 21, 2020. Ms. Fatema Pacha is managing this scheme since October 16, 2020. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. For performance details of other schemes managed by the Fund Manager(s), please click here | Best Viewed in Landscape mode

Mahindra Manulife ELSS Kar Bachat Yojana
Regular Plan
Direct Plan
Nifty 500 TRI Index^
Nifty 50 Index TRI^^
SIP Investment Period
Total Amount Invested
()
Market Value
()
CAGR Returns
(%)
Market Value
()
CAGR Returns
(%)
Market Value
()
CAGR Returns (%)
Market Value
()
CAGR Returns
(%)
1 Year
120,000
124,586
7.20
125,765
9.08
125,730
9.02
126,455
10.18
3 Years
360,000
483,922
20.24
498,523
22.38
483,783
20.21
476,030
19.06
5 Years
600,000
885,592
15.58
929,093
17.54
898,940
16.19
887,924
15.69
Since Inception
740,000
1,127,709
13.52
1,197,984
15.47
1,183,096
15.07
1,179,786
14.98

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return). For SIP Performance please click here | Best Viewed in Landscape mode

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA

Record Date
Plan(s) / Option(s)
IDCW
Face Value
Cum-IDCW NAV
(Rs. per unit)
(Rs. per unit)
(Rs. per unit)
26-Feb-21
Regular IDCW
0.8000
10
13.4169
26-Feb-21
Direct IDCW
0.8000
10
14.6365
17-Sep-21
Regular IDCW
0.5000
10
15.9704
17-Sep-21
Direct IDCW
0.5000
10
17.6692
17-Mar-22
Regular IDCW
1.0000
10
14.8463
17-Mar-22
Direct IDCW
1.0000
10
16.6096

Pursuant to payment of IDCW, the NAV of the IDCW Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of IDCWs, visit www.mahindramanulife.com.

Product Suitability
This Product is Suitable for investors who are seeking*
  • Long term capital appreciation
  • Investment predominantly in equity and equity related securities.
Scheme Riskometers
Benchmark Riskometers

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
Scheme Benchmark: Nifty 500 TRI Index
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.