MAHINDRA MANULIFE RURAL BHARAT AND CONSUMPTION YOJANA
(An open ended equity scheme following Rural India theme)

Data as on 31st, December 2022

Investment Objective The investment objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/ or expected to benefit from the growth in rural India. However, there can be no assurance that the investment objective of the Scheme will be achieved.
Fund Features Invests in segments with strongest contribution potential to India’s growing GDP
Focuses on segments largely insulated from global volatility
Captures under-penetration opportunities in rural India
Fund Manager and Experience Fund Manager: Mr. Abhinav Khandelwal
Total Experience: 14 years
Experience in managing this fund: 9 months (Managing since April 1, 2022)
Fund Manager: Ms. Fatema Pacha
Total Experience: 17 years
Experience in managing this fund: 2 years (Managing since December 21, 2020)
Date of allotment November 13, 2018
Benchmark Nifty India Consumption Index TRI
Options IDCW (IDCW Option will have IDCW Reinvestment (D) & IDCW Payout facility) and Growth (D) D-Default
Application Amount Rs. 1,000 and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter
Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.
Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower
SIP Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Weekly & Monthly SIP Installments: 6
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP installments: 4
Monthly AAUM as on December 31, 2022 (Rs. in Cr.): 57.29
Quarterly AAUM as on December 31, 2022
(Rs. in Cr.):
56.93
Monthly AUM as on December 31, 2022 (Rs. in Cr.): 56.65
Total Expense Ratio1 as on December 31, 2022: Regular Plan: 2.49%
Direct Plan: 0.82%
1Includes additional expenses charged in terms of Regulation 52(6A) (b) and 52 (6A) (c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Load Structure: Entry Load: N.A.
Exit Load: An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;
Nil if Units are redeemed / switched-out after 1 year from the date of allotment

Portfolio Turnover Ratio (Last 1 year): 1.08
Standard Deviation: 20.52%
Beta: 0.99
Sharpe Ratio#: 0.40
Jenson’s Alpha : -0.1943
#Risk-free rate assumed to be 6.60% (MIBOR as on 31-12-22) - Source:www.mmda.org
Note: As per AMFI guidelines for factsheet, the ratios are calculated based on month rolling returns for last 3 years. Data as on December 31, 2022

NAV as on December 30, 2022
NAV/Unit
Regular Plan (In Rs.)
Direct Plan (In Rs.)
IDCW
13.6400
14.7132
Growth
14.7152
15.8027
IDCW: Income Distribution cum Capital Withdrawal

Issuer
Rating
% of Net Assets
Automobile And Auto Components
12.41%
Maruti Suzuki India Limited
4.68%
Mahindra & Mahindra Limited
3.46%
Eicher Motors Limited
1.77%
Hero MotoCorp Limited
1.31%
TVS Srichakra Limited
1.20%
Capital Goods
1.74%
Kirloskar Oil Engines Limited
1.74%
Consumer Durables
13.24%
Asian Paints Limited
2.89%
VIP Industries Limited
2.76%
Metro Brands Limited
2.64%
Blue Star Limited
2.64%
Titan Company Limited
2.32%
Consumer Services
9.47%
Westlife Foodworld Limited
3.12%
Trent Limited
2.85%
Vedant Fashions Limited
2.13%
Aditya Birla Fashion and Retail Limited
1.37%
Fast Moving Consumer Goods
35.92%
Hindustan Unilever Limited
7.02%
United Spirits Limited
5.81%
ITC Limited
5.79%
Nestle India Limited
3.81%
Dabur India Limited
2.48%
Balrampur Chini Mills Limited
2.45%
Colgate Palmolive (India) Limited
2.36%
Patanjali Foods Limited
1.58%
Emami Limited
1.58%
Godrej Consumer Products Limited
1.54%
Britannia Industries Limited
1.51%
Financial Services
14.57%
HDFC Bank Limited
7.14%
City Union Bank Limited
2.40%
Bajaj Finance Limited
2.32%
ICICI Bank Limited
1.49%
CreditAccess Grameen Limited
1.21%
Telecommunication
7.86%
Bharti Airtel Limited
7.86%
Textiles
2.87%
Page Industries Limited
2.87%
Equity Total
98.08%
Corporate Bond
0.02%
Britannia Industries Limited
CRISIL AAA
0.02%
Cash & Other Receivables
1.91%
Grand Total
100.00%
( Top Ten Holdings - Issuer wise) as on December 31, 2022)

Mahindra Manulife Rural Bharat and Consumption Yojana
CAGR Returns (%)
Value of Investment of Rs. 10,000*
NAV / Index Value
(as on December 30, 2022)
Managed by Mr. Abhinav Khandelwal & Ms. Fatema Pacha
1 Year
3 Years
Since Inception
1 Year
3 Years
Since Inception
Regular Plan - Growth Option
7.79
13.26
9.80
10,776
14,527
14,715
14.72
Direct Plan - Growth Option
9.56
15.09
11.71
10,953
15,246
15,803
15.80
Nifty India Consumption TRI^
8.55
16.48
13.44
10,853
15,802
16,839
9,286.92
Nifty 50 TRI^^
5.71
15.52
15.24
10,569
15,416
17,968
26,326.37

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 13-Nov-18.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. Mr. Abhinav Khandelwal is managing this scheme since April 1, 2022. Ms. Fatema Pacha is managing this scheme since December 21, 2020. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. For performance details of other schemes managed by the Fund Manager(s), please click here | Best Viewed in Landscape mode

Mahindra Manulife Rural Bharat and
Consumption Yojana
Regular Plan
Direct Plan
Nifty India Consumption Index TRI^
Nifty 50 TRI^^
SIP Investment Period
Total Amount Invested
()
Market Value
()
CAGR Returns
(%)
Market Value
()
CAGR Returns
(%)
Market Value
()
CAGR Returns
(%)
Market Value
()
CAGR Returns
(%)
1 Year
120,000
125,234
8.23
126,364
10.04
125,450
8.58
126,455
10.18
3 Years
360,000
457,000
16.16
469,666
18.10
464,984
17.39
476,030
19.06
5 Years
NA
NA
NA
NA
NA
NA
NA
NA
NA
Since Inception
490,000
649,206
13.85
673,772
15.73
676,972
15.97
691,791
17.07

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 13-Nov-2018. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return). For SIP Performance please click here | Best Viewed in Landscape mode

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
*Investible sector as per SID

Record Date
Plan(s) / Option(s)
IDCW
Face Value
Cum-IDCW NAV
(Rs. per unit)
(Rs. per unit)
(Rs. per unit)
17-Mar-22
Regular IDCW
1.0000
10
13.1211
17-Mar-22
Direct IDCW
1.0000
10
13.9060

Pursuant to payment of IDCW, the NAV of the IDCW Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of IDCWs, visit www.mahindramanulife.com.

Product Suitability
This Product is Suitable for investors who are seeking*
  • Long term capital appreciation
  • Investment predominantly in equity and equity related securities including derivatives of entities engaged in and/or expected to benefit from the growth in rural India
Scheme Riskometers
Benchmark Riskometers

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
Scheme Benchmark: Nifty India Consumption Index TRI
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.