MAHINDRA MANULIFE LOW DURATION FUND
(An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the Portfolio is between 6 months and 12 months (please refer to page no. 19 of SID). A relatively low interest rate risk and moderate credit risk.)

Data as on 31st, December 2024

Investment Objective The investment objective of the Scheme is to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Fund Features Positioned between liquid funds and short-duration funds with respect to the risk-return matrix.
Potentially better returns than that of liquid funds through strategic shifts in the maturity profile.
Lower volatility through relatively lower duration than short duration
Higher flexibility in asset allocation vis-à-vis liquid funds..
Fund Manager and Experience Fund Manager: Mr. Rahul Pal
Total Experience: 22 years
Experience in managing this fund: 7 years and 11 months (managing since February 15, 2017)
Date of allotment February 15, 2017
Benchmark CRISIL Low Duration Debt A-I Index
Available Plans for subscription by investors Direct (Default) and Regular
Available Options under each plan Growth (Default) and IDCW
Available Facilities under IDCW Option IDCW Reinvestment (Daily (Default), Weekly, Monthly), IDCW Payout (Monthly)
Minimum Application Amount Rs. 1,000/- and in multiples of Re. 1/- thereafter
Minimum Additional Purchase Amount Rs. 1,000/- and in multiples of Re. 1/- thereafter
Minimum Redemption / Switch-outs Amount: Rs.1,000/- or 1
unit or account balance, whichever is lower
SIP Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Weekly & Monthly SIP Installments: 6
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP installments: 4
Monthly AAUM as on December 31, 2024 (Rs. in Cr.): 574.46
Quarterly AAUM as on December 31, 2024 (Rs. in Cr.): 576.11
Monthly AUM as on December 31, 2024 (Rs. in Cr.): 562.15
Total Expense Ratio1 as on December 31, 2024: Regular Plan: 1.09%
Direct Plan: 0.30%
1Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax.
Load Structure: Entry Load: N.A.
Exit Load: Nil

Annualised Portfolio YTM*2: 7.82%
Macaulay Duration: 342.73 days
Modified Duration: 0.89
Residual Maturity: 448.68 days
As on (Date) December 31, 2024
*In case of semi annual YTM, it will be annualised
2Yield to maturity should not be construed as minimum return offered by the Scheme.

NAV as on December 31, 2024
NAV/Unit
Regular Plan (In Rs.)
Direct Plan (In Rs.)
Daily IDCW
1004.5050
1134.4528
Monthly IDCW
1114.0394
1133.5838
Weekly IDCW
1053.3174
1030.9967
Growth
1574.4609
1682.2534
IDCW: Income Distribution cum Capital Withdrawal.

Issuer
Rating
% of Net Assets
Certificate of Deposit
24.66%
HDFC Bank Limited
CRISIL A1+ / CARE A1+
7.61%
IndusInd Bank Limited
CRISIL A1+
5.17%
Punjab National Bank
CRISIL A1+
5.09%
Axis Bank Limited
CRISIL A1+
4.17%
ICICI Bank Limited
ICRA A1+
1.77%
Kotak Mahindra Bank Limited
CRISIL A1+
0.85%
Corporate Bond
59.37%
National Bank For Agriculture and Rural Development
CRISIL AAA / ICRA AAA
7.95%
Small Industries Dev Bank of India
CRISIL AAA / ICRA AAA
6.22%
Shriram Finance Limited
CRISIL AA+
5.18%
Godrej Industries Limited
CRISIL AA+
5.09%
Godrej Properties Limited
ICRA AA+
4.79%
TATA Realty & Infrastructure Limited
ICRA AA+
4.45%
REC Limited
CRISIL AAA
4.44%
360 One Prime Limited
CRISIL AA
4.29%
Bharti Telecom Limited
CRISIL AA+
3.58%
Bajaj Housing Finance Limited
CRISIL AAA
3.38%
LIC Housing Finance Limited
CRISIL AAA
2.99%
National Housing Bank
CRISIL AAA
2.66%
Embassy Office Parks REIT
CRISIL AAA
2.22%
Muthoot Finance Limited
CRISIL AA+
1.77%
Cholamandalam Investment and Finance Company Ltd
ICRA AA+
0.36%
Corporate Debt Market Development Fund
0.24%
Corporate Debt Market Development Fund Class A2
0.24%
Government Bond
3.65%
4.7% GOI FRB (MD 22/09/2033)
SOV
2.74%
7.32% GOI (MD 13/11/2030)
SOV
0.91%
Reduced Face Value Bonds
2.66%
JM Financial Products Limited
CRISIL AA
2.66%
State Government Bond
0.90%
8.16% Maharastra SDL (23/09/2025)
SOV
0.90%
Treasury Bill
5.27%
182 Days Tbill (MD 06/02/2025)
SOV
2.65%
364 Days Tbill (MD 11/04/2025)
SOV
2.62%
Cash & Other Receivables
3.25%
Grand Total
100.00%
( Top Ten Holdings - Issuer wise) as on December 31, 2024)

Mahindra Manulife Low Duration Fund
CAGR Returns (%)
Value of Investment of Rs. 10,000*
NAV / Index Value
(as on December 31, 2024)
Managed by Mr. Rahul Pal
1 Year
3 Years
5 Years
Since Inception
1 Year
3 Years
5 Years
Since Inception
Regular Plan - Growth Option
7.11
5.83
5.39
5.93
10,717
11,856
13,006
15,745
1,574.4609
Direct Plan - Growth Option
7.96
6.67
6.24
6.82
10,803
12,140
13,536
16,823
1,682.2534
CRISIL Low Duration Debt A-I Index^
7.60
6.50
6.06
6.62
10,767
12,080
13,425
16,570
7,713.93
CRISIL 1 Year T-Bill Index^^
7.43
6.16
5.57
6.01
10,749
11,967
13,115
15,835
7,493.15

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. For performance details of other schemes managed by the Fund Manager(s), please click here | Best Viewed in Landscape mode

Mahindra Manulife Low Duration Fund
Regular Plan
Direct Plan
CRISIL Low
Duration
Debt A-I Index^
Crisil 1 Yr T-Bill Index^^
SIP Investment Period
Total Amount Invested
()
Market Value
()
CAGR Returns
(%)
Market Value
()
CAGR Returns (%)
Market Value
()
CAGR Returns
(%)
Market Value
()
CAGR Returns (%)
1 Year
1,20,000
1,24,530
7.07
1,25,069
7.92
1,24,796
7.49
1,24,687
7.32
3 Years
3,60,000
3,98,039
6.63
4,03,038
7.47
4,01,475
7.21
3,99,949
6.95
5 Years
6,00,000
6,93,992
5.76
7,08,681
6.59
7,05,106
6.39
6,98,597
6.02
Since Inception
9,40,000
11,84,196
5.79
12,25,618
6.65
12,16,472
6.46
11,92,693
5.97

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return). For SIP Performance please click here | Best Viewed in Landscape mode

MAHINDRA MANULIFE LOW DURATION FUND
**Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and TREPS

MAHINDRA MANULIFE LOW DURATION FUND
**Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and TREPS

Record Date
Plan(s)/Option(s)
Individuals/HUF (IDCW)
Others (IDCW)
Face Value
Cum-IDCW NAV
(Rs. per unit)
(Rs. per unit)
(Rs. per unit)
(Rs. per unit)
29-Oct-24
Monthly Regular IDCW
7.4946
7.4946
1000
1120.289
29-Oct-24
Monthly Direct IDCW
8.4429
8.4429
1000
1140.6619
27-Nov-24
Monthly Regular IDCW
5.7846
5.7846
1000
1118.579
27-Nov-24
Monthly Direct IDCW
6.6019
6.6019
1000
1138.8209
27-Dec-24
Monthly Regular IDCW
5.2415
5.2415
1000
1118.036
27-Dec-24
Monthly Direct IDCW
6.0714
6.0714
1000
1138.29

Pursuant to payment of IDCW, the NAV of the IDCW Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of IDCWs, visit www.mahindramanulife.com.

Product Suitability
This Product is Suitable for investors who are seeking*
  • Regular income over short term
  • Investment in debt and money market instruments.
Scheme Riskometers
Benchmark Riskometers
MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
As per AMFI Tier I Benchmark i.e. CRISIL Low Duration Debt A-I Index
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Refere to the PRCM disclosure click here