MAHINDRA MANULIFE EQUITY SAVINGS FUND
(An open ended scheme investing in equity, arbitrage and debt)
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| Data as on 31st December 2025 | ||||
| Investment Objective | The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. | ||||||||||||||||||||||||
| Fund Features |
• Potential capital appreciation and wealth accumulation through regular investments in the long term. • Balances the risk of equity with investments in debt and derivative securities. • Flexible Asset Allocation feature in dynamic market scenarios. |
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| ¢Fund Manager and Experience | Fund Manager (Equity): Mr. Renjith Sivaram Total Experience: 14 years Experience in managing this fund: 2 years and 6 months (managing since July 03, 2023) Fund Manager (Equity): Mr. Navin Matta Total Experience: 19 years Experience in managing this fund: 1 month (Managing since December 02, 2025) Fund Manager (Debt): Mr. Rahul Pal Total Experience: 22 years Experience in managing this fund: 8 years and 11 months (managing since February 1, 2017) |
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¢Note: Pursuant to notice cum addendum no. 52/2025, Fund
Manager of the scheme has been changed with effect from
January 01, 2026.| Date of allotment |
February 1, 2017 |
Benchmark |
Nifty Equity Savings TRI |
Options |
IDCW (IDCW Option will have IDCW Reinvestment (D) & IDCW Payout facility) and Growth (D) D-Default |
Minimum Application Amount |
Rs. 1,000/- and in multiples of Re. 1/- thereafter |
Minimum Additional Purchase Amount |
Rs. 1,000/- and in multiples of Re. 1/- thereafter |
Minimum Repurchase Amount |
Rs. 1,000/- or 100 units or account balance, whichever is lower |
SIP |
Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter |
Minimum Weekly & Monthly SIP Installments: 6 Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter Minimum Quarterly SIP installments: 4 Monthly AAUM as on December 31, 2025 (Rs. in Cr.): |
549.58 |
Quarterly AAUM as on December 31, 2025 (Rs. in Cr.): |
550.62 |
Monthly AUM as on December 31, 2025 (Rs. in Cr.): |
566.91 |
Total Expense Ratio1 as on December 31, 2025 |
Regular Plan: 2.35% |
Direct Plan: 0.70% 1 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax Load Structure: |
Entry Load: N.A. |
Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 15 calendar days from the date of allotment of Units. Any redemption in excess of the above limit shall be subject to the following exit load: ● An exit load of 1% is payable if Units are redeemed / switched-out on or before completion of 15 calendar days from the date of allotment of Units; ● Nil - If Units are redeemed / switched-out after completion of 15 calendar days from the date of allotment of Units. | |
| Annualised Portfolio YTM*2^: | 6.25%3 |
| Macaulay Duration^: | 1.49 Years3 |
| Modified Duration^: | 1.42 Years3 |
| Residual Maturity^: | 1.82 Years3 |
| Portfolio Turnover Ratio (Last 1 year): | 4.57 |
| As on (Date) : | December 31, 2025 |
| Standard Deviation: | 4.80% |
| Beta: | 1.08 |
| Sharpe Ratio#: | 0.89 |
| Jenson’s Alpha : | -0.0409 |
| *In case of semi annual YTM, it will be annualised ^For debt component #Risk-free rate assumed to be 5.67% (MIBOR as on 31-12-2025) Source: www.mmda.org 2Yield to maturity should not be construed as minimum return offered by the Scheme. 3Calculated on amount invested in debt securities (including accrued interest), deployment of funds in TREPS and Reverse Repo and net receivable / payable. Note: As per AMFI guidelines for factsheet, the ratios are calculated based on month rolling returns for last 3 years. Data as on December 31, 2025 |
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| NAV/Unit | Regular Plan (In Rs.) |
Direct Plan (In Rs.) |
| IDCW | 14.3393 |
17.6319 |
| Growth | 21.2051 |
24.9333 |
| IDCW: Income Distribution cum Capital Withdrawal. |
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Company / Issuer |
Rating |
% of Net Assets |
% to NAV Derivatives |
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|---|---|---|---|---|
| Automobile And Auto Components | 5.21% | -2.20% | ||
 | Mahindra & Mahindra Limited | 2.84% | -2.20% | |
| LG Balakrishnan & Bros Limited | 0.88% | |||
| Shriram Pistons and Rings Ltd | 0.64% | |||
| Maruti Suzuki India Limited | 0.47% | |||
| Asahi India Glass Limited | 0.38% | |||
| Capital Goods | 3.33% | |||
| Tega Industries Limited | 0.79% | |||
| PTC Industries Limited | 0.58% | |||
| Inox India Limited | 0.44% | |||
| Carborundum Universal Limited | 0.39% | |||
| Technocraft Industries (India) Limited | 0.38% | |||
| Kirloskar Brothers Limited | 0.38% | |||
| KEI Industries Limited | 0.37% | |||
| Chemicals | 1.53% | |||
| Coromandel International Limited | 0.83% | |||
| SRF Limited | 0.38% | |||
| Archean Chemical Industries Limited | 0.32% | |||
| Construction | 2.67% | -1.39% | ||
| Larsen & Toubro Limited | 2.05% | -1.39% | |
| Afcons Infrastructure Limited | 0.32% | |||
| ISGEC Heavy Engineering Limited | 0.30% | |||
| Construction Materials | 6.64% | -5.10% | ||
| Ambuja Cements Limited | 5.08% | -5.10% | |
| Grasim Industries Limited | 0.62% | |||
| Shree Cement Limited | 0.53% | |||
| JK Cement Limited | 0.41% | |||
| Consumer Durables | 0.98% | -0.61% | ||
| Titan Company Limited | 0.61% | -0.61% | ||
| Voltas Limited | 0.37% | |||
| Consumer Services | 0.70% | |||
| Aditya Vision Ltd | 0.70% | |||
| Fast Moving Consumer Goods | 1.68% | |||
| ITC Limited | 0.79% | |||
| Tata Consumer Products Limited | 0.52% | |||
| Hindustan Unilever Limited | 0.36% | |||
| Kwality Walls (India) Limited | 0.01% | |||
| Financial Services | 23.33% | -13.36% | ||
| ICICI Bank Limited | 5.51% | -3.59% | |
| HDFC Bank Limited | 4.93% | -2.54% | |
| Bajaj Finance Limited | 4.39% | -3.98% | |
| Canara Bank | 2.07% | -2.07% | |
| State Bank of India | 1.46% | |||
| Kotak Mahindra Bank Limited | 1.37% | -0.75% | ||
| Axis Bank Limited | 1.05% | |||
| L&T Finance Limited | 0.77% | |||
| Shriram Finance Limited | 0.54% | |||
| SBI Life Insurance Company Limited | 0.48% | |||
| Bank of Baroda | 0.43% | -0.43% | ||
| REC Limited | 0.33% | |||
| Healthcare | 5.12% | -2.34% | ||
| Sun Pharmaceutical Industries Limited | 3.00% | -2.34% | |
| Divi's Laboratories Limited | 1.29% | |||
| Acutaas Chemicals Limited | 0.42% | |||
| Gland Pharma Limited | 0.41% | |||
| Information Technology | 2.98% | |||
| Infosys Limited | 1.13% | |||
| Tech Mahindra Limited | 0.84% | |||
| Tata Consultancy Services Limited | 0.57% | |||
| Persistent Systems Limited | 0.44% | |||
| Metals & Mining | 2.30% | -1.43% | ||
| Jindal Steel Limited | 1.38% | -1.39% | ||
| Tata Steel Limited | 0.46% | |||
| Hindalco Industries Limited | 0.46% | -0.04% | ||
| Oil Gas & Consumable Fuels | 5.94% | -2.89% | ||
| Reliance Industries Limited | 4.18% | -2.78% | |
| GAIL (India) Limited | 0.52% | |||
| Oil & Natural Gas Corporation Limited | 0.39% | |||
| Indian Oil Corporation Limited | 0.37% | |||
| Coal India Limited | 0.37% | |||
| Hindustan Petroleum Corporation Limited | 0.11% | -0.11% | ||
| Power | 1.10% | |||
| NTPC Limited | 0.76% | |||
| Power Grid Corporation of India Limited | 0.34% | |||
| Telecommunication | 1.63% | |||
| Bharti Airtel Limited | 1.63% | ||
| Textiles | 0.43% | |||
| S. P. Apparels Limited | 0.43% | |||
| Equity and Equity Related | 65.57% | -29.32% | ||
| Real Estate Investment Trusts (REIT) | 5.95% | |||
| Brookfield India Real Estate Trust | Realty | 2.48% | ||
| Embassy Office Parks REIT | Realty | 1.74% | ||
| Nexus Select Trust - REIT | Realty | 1.73% | ||
| Corporate Bond | 9.77% | |||
| National Bank For Agriculture and Rural Development | CRISIL AAA | 1.80% | ||
| LIC Housing Finance Limited | CRISIL AAA | 1.79% | ||
| Small Industries Dev Bank of India | CRISIL AAA | 1.77% | ||
| TVS Credit Services Limited | ICRA AA+ | 0.92% | ||
| Bharti Telecom Limited | CRISIL AAA | 0.91% | ||
| Godrej Properties Limited | ICRA AA+ | 0.71% | ||
| Godrej Industries Limited | CRISIL AA+ | 0.63% | ||
| Piramal Finance Limited | CARE AA | 0.53% | ||
| Muthoot Finance Limited | CRISIL AA+ | 0.36% | ||
| Cube Highways Trust-InvIT Fund | ICRA AAA | 0.35% | ||
| Certificate of Deposit | 2.35% | |||
| Axis Bank Limited | CRISIL A1+ | 1.18% | ||
| Canara Bank | CRISIL A1+ | 1.17% | ||
| State Government Bond | 0.45% | |||
| 7.63% Maharashtra SDL (MD 31/01/2036) | SOV | 0.45% | ||
| Government Bond | 3.06% | |||
| 6.33% GOI (MD 05/05/2035) | SOV | 1.73% | ||
| 6.75% GOI (MD 23/12/2029) | SOV | 0.90% | ||
| 6.68% GOI (MD 07/07/2040) | SOV | 0.43% | ||
| Treasury Bill | 4.38% | |||
| 364 Days Tbill (MD 15/01/2026) | SOV | 1.76% | ||
| 182 Days Tbill (MD 12/02/2026) | SOV | 1.75% | ||
| 364 Days Tbill (MD 27/02/2026) | SOV | 0.87% | ||
| Mutual Fund Units | 0.90% | |||
| Mahindra Manulife Liquid Fund -Direct Plan -Growth | 0.90% | |||
| Cash & Net Receivables/(Payables) | 7.57% | |||
| Grand Total | 100.00% | |||
*Hedged and Unhedged postions ( Top Ten Holdings - Issuer wise) as on December 31, 2025)
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^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments.
Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and
Direct Plan under the scheme has different expense structure. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. Renjith Sivaram is managing this scheme since July 03, 2023. Ms. Kirti Dalvi is
managing this scheme since December 2, 2025.
$Note: Pursuant to notice cum addendum no. 52/2025, Fund Manager of the scheme has been changed with effect from January 01, 2026.
For performance details of other schemes managed by the Fund Manager(s). please click here | Best Viewed in Landscape mode
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed
after accounting for the cash flow by using the XIRR method (investment internal rate of return).
$Note: Pursuant to notice cum addendum no. 52/2025, Fund Manager of the scheme has been changed with effect from January 01, 2026.
For SIP Performance please click here | Best Viewed in Landscape mode
As per the latest Market Capitalisation data provided by AMFI (In line with the applicable SEBI guidelines)
Record Date |
Plan(s) / Option(s) |
IDCW |
Face Value |
Cum-IDCW NAV |
(Rs. per unit) |
(Rs. per unit) |
(Rs. per unit) |
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14-Mar-24 |
Regular IDCW |
1.00 |
10 |
14.3968 |
14-Mar-24 |
Direct IDCW |
1.00 |
10 |
16.8312 |
13-Mar-25 |
Regular IDCW |
0.50 |
10 |
13.8179 |
13-Mar-25 |
Direct IDCW |
0.50 |
10 |
16.6046 |
22-Dec-25 |
Regular IDCW |
0.25 |
10 |
14.5265 |
22-Dec-25 |
Direct IDCW |
0.25 |
10 |
17.7930 |
IDCW: Income Distribution cum Capital Withdrawal. |
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Product Suitability
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| This Product is Suitable for investors who are seeking* | |
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Scheme Riskometers |
Benchmark Riskometers |
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 As per AMFI Tier I Benchmark i.e. Nifty Equity Savings TRI |
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them. |
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