MAHINDRA MANULIFE LIQUID FUND
(An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk.)

Data as on 30th, June 2025

Investment Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Fund Features Low volatility: Relatively safer during times of high market volatility as liquid funds usually invest in Commercial Papers, Certificate of Deposits, CBLO/ Repos and in short term debt instruments with maturity profile of not more than 91 days.
Easy liquidity: Investors can invest in liquid funds even for a day.
Cash Management Tool for treasuries of any size: Optimal utilization of idle cash for cash management purposes.
Fund Manager and Experience Fund Manager: Mr. Rahul Pal
Total Experience: 22 years
Experience in managing this fund: 9 years (managing since July 04, 2016)
Fund Manager: Mr. Amit Garg
Total Experience: 19 years
Experience in managing this fund: 5 years 1 month (Managing since June 8, 2020)
Date of allotment July 4, 2016
Benchmark CRISIL Liquid Debt A-I Index
Available Plans for subscription by investors Direct (Default) and Regular
Available Options under each plan Growth (Default) and IDCW
Available Facilities under IDCW Option IDCW Reinvestment (Daily (Default) and Weekly)
Minimum Application Amount Rs. 1,000/- and in multiples of Re. 1/- thereafter
Minimum Additional Purchase Amount Rs. 1,000/- and in multiples of Re. 1/- thereafter
Minimum Repurchase / Redemption Amount Rs. 1,000/- or 1 unit or account balance, whichever is lower
Monthly AAUM as on June 30, 2025 (Rs. in Cr.): 1,171.88
Quarterly AAUM as on June 30, 2025 (Rs. in Cr.): 1,359.23
Monthly AUM$$ as on June 30, 2025 (Rs. in Cr.): 1,017.83
Total Expense Ratio1 as on June 30, 2025: Regular Plan: 0.25%
Direct Plan: 0.14%
1Includes additional expenses charged in terms of Regulation 52(6A)(b)of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Load Structure: Entry Load: N.A.
Exit Load:
Investor Exit upon
subscription
Exit Load as % of
redemption proceed
Day 1 0.0070%
Day 2 0.0065%
Day 3 0.0060%
Day 4 0.0055%
Day 5 0.0050%
Day 6 0.0045%
Day 7 onwards 0.0000%
Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO). The above mentioned exit load shall not apply to the Unclaimed Plan offered under the scheme.
$$Includes investment made by the schemes of Mahindra Manulife Mutual Fund aggregating to 173.79 crores

Annualised Portfolio YTM*2: 6.02%
Macaulay Duration: 59.05 days
Modified Duration: 0.15
Residual Maturity: 59.09 days
As on (Date) June 30, 2025
*In case of semi annual YTM, it will be annualised
2Yield to maturity should not be construed as minimum return offered by the Scheme

NAV as on June 30, 2025
NAV/Unit
Regular Plan (In Rs.)
Direct Plan (In Rs.)
Daily IDCW
1001.0440
1205.4671
Weekly IDCW
1010.1883
1003.7668
Growth
1699.1542
1717.3866
IDCW: Income Distribution cum Capital Withdrawal

Issuer
Rating
% of Net Assets
Certificate of Deposit  
31.60%
Union Bank of India ICRA A1+
9.70%
Punjab National Bank CRISIL A1+
4.88%
Axis Bank Limited CRISIL A1+
4.87%
Canara Bank CRISIL A1+
4.87%
Bank of Baroda FITCH A1+
4.85%
HDFC Bank Limited CARE A1+
2.43%
Commercial Paper  
49.20%
Motilal Oswal Financial Services Limited CRISIL A1+
7.33%
JM Financial Services Limited CRISIL A1+
6.32%
Tata Housing Development Company Limited CARE A1+
6.32%
Godrej Industries Limited CRISIL A1+
4.89%
Reliance Retail Ventures Limited CRISIL A1+
4.87%
360 One Prime Limited CRISIL A1+
4.86%
National Bank For Agriculture and Rural Development CRISIL A1+
4.85%
Godrej Properties Limited ICRA A1+
2.45%
PNB Housing Finance Limited CRISIL A1+
2.44%
Small Industries Dev Bank of India CRISIL A1+
2.43%
Nuvama Wealth Management Limited CRISIL A1+
2.43%
Corporate Bond  
1.97%
Sundaram Finance Limited ICRA AAA
1.97%
Corporate Debt Market Development Fund  
0.31%
Corporate Debt Market Development Fund Class A2  
0.31%
Government Bond Strips  
2.44%
GOI Strips (MD 05/08/2025) SOV
2.44%
Treasury Bill  
12.60%
91 Days Tbill (MD 25/09/2025) SOV
4.85%
182 Days Tbill (MD 25/09/2025) SOV
4.85%
182 Days Tbill (MD 18/09/2025) SOV
2.43%
364 Days Tbill (MD 10/07/2025) SOV
0.29%
91 Days Tbill (MD 17/07/2025) SOV
0.17%
Cash & Other Receivables  
1.88%
Grand Total  
100.00%
( Top Ten Holdings - Issuer wise) as on June 30, 2025

Mahindra Manulife Liquid Fund
Simple Annualised Returns (%)
CAGR Returns (%)
Value of Investment of Rs. 10,000*
NAV / Index Value
(as on June 30, 2025)
Managed by Mr. Rahul Pal and Mr. Amit Garg
7 Days
15 Days
30 Days
1 Year
3 Years
5 Years
Since Inception
1 Year
3 Years
5 Years
Since Inception
Regular Plan - Growth Option
5.87
5.77
6.21
7.16
6.96
5.54
6.07
10,716
12,239
13,096
16,992
1,699.1542
Direct Plan - Growth Option
5.98
5.88
6.32
7.28
7.08
5.66
6.20
10,728
12,280
13,169
17,174
1,717.3866
CRISIL Liquid Debt A-I Index^
5.65
5.62
6.07
7.07
6.96
5.60
6.02
10,707
12,239
13,132
16,918
4,325.02
CRISIL 1 Year T-Bill Index^^
2.58
4.36
5.62
7.83
7.13
5.58
6.20
10,783
12,299
13,118
17,178
7,793.76

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 04-Jul-16. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr Amit Garg is managing the scheme since June 8, 2020. For performance details of other schemes managed by the Fund Manager(s), please click here | Best Viewed in Landscape mode

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
**Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and TREPS

MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
**Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and TREPS

Product Suitability
This Product is Suitable for investors who are seeking*
  • Regular income over short term
  • Investment in money market and debt instruments
Scheme Riskometers
Benchmark Riskometers
MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
MAHINDRA MANULIFE MULTI CAP BADHAT YOJANA
As per AMFI Tier I Benchmark i.e. CRISIL Liquid Debt A-I Index
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Refere to the PRCM disclosure click here