Mahindra Manulife
Rural Bharat And Consumption Yojana


(An open ended equity scheme following rural india theme)



One Pager as on December 31, 2022

 
Invests in segments with strongest contribution potential to India's growing GDP
 
Focuses on segments largely insulated from global volatility
 
Captures under-penetration opportunities in rural India
 
  • A rural themed portfolio consisting mostly of quality companies that can benefit from rural transformation.

  • A portfolio of companies with strong market dominance that can participate in the rural growth would form part of the portfolio.

  • Key Overweight sector/Industries includes Banks, finance and Consumer services vs the Schemes’ Benchmark.

  • Key Underweights sectors /Industries includes Automobiles , healthcare and consumer durables vs the Schemes’ Benchmark.

  • Portfolio has higher allocation towards mid and small caps on the basis of stock selection vs schemes benchmark.
Sector MMRBCY Nifty India Consumption Index TRI
Fast Moving Consumer Goods 35.92% 36.42%
Financial Services 14.57% -
Consumer Durables 13.24% 17.07%
Automobile And Auto Components 12.41% 16.92%
Consumer Services 9.47% 7.51%

Data as on December 31, 2022

Security % to Net Assets
Bharti Airtel Limited 7.86%
HDFC Bank Limited 7.14%
Hindustan Unilever Limited 7.02%
United Spirits Limited 5.81%
ITC Limited 5.79%
Maruti Suzuki India Limited 4.68%
Nestle India Limited 3.81%
Mahindra & Mahindra Limited 3.46%
Westlife Foodworld Limited 3.12%
Asian Paints Limited 2.89%
Top 10 Holdings 51.58%
Turnover Ratio (Last 1 year) 1.08
Standard Deviation 20.52%
Beta1 0.99
Sharpe Ratio# 0.40
Jenson's Alpha2 -0.1943


#Risk-free rate assumed to be 6.60% (MIBOR as on 31-12-22) - Source:www.mmda.org
1. Beta is calculated on the basis of average monthly rolling returns as of last day of the month since inception till December 31, 2022 and annualized. 2. Calculated for the period since inception till December 31, 2022. | Data Source: ICRA Analytics, Bloomberg | Data as on December 31, 2022

Fresh Additions Complete Exits
Security Security
Colgate Palmolive (India) Limited Ambuja Cements Limited
Avenue Supermarts Limited
Bank of Baroda


Note: The companies/stock(s) referred above are only for the purpose of disclosure of significant portfolio changes during the month and should not be construed as recommendation to buy/sell/ hold. The fund manager may or may not choose to hold these companies/stocks, from time to time. Investors are requested to consult their financial, tax and other advisors before taking any investment decision(s). Data as on December 31, 2022

Investment Objective:
The investment objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/ or expected to benefit from the growth in rural India. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Fund Manager:

Mr. Abhinav Khandelwal
Total Experience : 14 years
Experience in managing this fund: 9 months (Managing since April 1, 2022)

Ms. Fatema Pacha
Total Experience : 17 years,
Experience in managing this fund: 2 years (Managing since December 21, 2020)

Date of allotment: November 13, 2018

Benchmark: Nifty India Consumption Index TRI

Option: IDCW (IDCW Option will have IDCW Reinvestment (D) & IDCW Payout facility) and Growth (D)
D-Default

Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter

Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter

Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Re. 1/- thereafter

Minimum Weekly & Monthly SIP Installments: 6

Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re. 1/- thereafter

Minimum Quarterly SIP installments: 4

Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.

Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower in respect of each Option.

Monthly AAUM as on December 31, 2022 (Rs. in Cr.): 57.29

Quarterly AAUM as on December 31, 2022 (Rs. in Cr.): 56.93

Monthly AUM as on December 31, 2022 (Rs. In Cr.): 56.65

Entry Load: Not applicable

Exit Load: • An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;
• Nil if Units are redeemed / switched-out after 1 year from the date of allotment.

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 13-Nov-18.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. Mr. Abhinav Khandelwal is managing this scheme since April 1, 2022. Ms. Fatema Pacha is managing this scheme since December 21, 2020. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period.

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 13-Nov-2018.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return).

^Benchmark CAGR – Compounded Annual Growth Rate. $Dedicated Fund Manager for Overseas Investments.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. The performance details provided above are of Growth Option under Regular Plan Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. Mr. Abhinav Khandelwal manages 6 schemes and Ms. Fatema Pacha manages 9 schemes of Mahindra Manulife Mutual Fund. The performance data for the schemes which have not completed one year has not been provided.
Performance as on December 30, 2022.

Scheme Name
Mahindra Manulife Rural Bharat And Consumption Yojana

This product is suitable for investors who are seeking*:
• Long term capital appreciation;
• Investment predominantly in equity and equity related securities including derivatives of entities engaged in and/or expected to benefit from the growth in rural India.

Scheme Riskometer

Scheme Benchmark
Nifty India Consumption Index TRI

Benchmark Riskometer

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Readers of this material should rely on information / data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. Neither Mahindra Manulife Investment Management Private Limited nor Mahindra Manulife Trustee Private Limited, its directors or associates shall be liable for any damages that may arise from the use of the information contained herein.

Reach us at: Sadhana House, 1st Floor, 570,
P.B. Marg, Worli, Mumbai - 400 018, India.
Phone: +91-22-66327900, Fax: +91-22-66327932
Toll Free No.: 1800 419 6244
Website: www.mahindramanulife.com

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
CNo.01296