**Fund of Funds which invest less than 65% of its total proceeds in units of Debt Oriented Mutual Fund Schemes.
*Please refer next page for details In view of individual nature of tax consequences, each unit holder is advised to consult his/her own professional tax advisors.

The Income Plus Arbitrage FoF seems to deliver relatively better post tax return than traditional fixed income instruments for a holding period exceeding 24months

Assumption: Debt/Fixed Deposit are annually compounded. CAGR stands for Compound Annualized Growth Rate

The illustration is to understand the concept of taxation impact shown above.

*As per prevailing tax laws. Please refer scheme information document of the scheme for more details on taxation. In view of individual nature of tax consequences, each unit holder is advised to consult his/her own professional tax advisors @Short-term period: Period of holding less than or equal to 24 months, Long-term period: Period of holding greater than 24 months. Investors are requested to take professional advice while making investment decisions. **Fund of Funds which invest less than 65% of its total proceeds in units of Debt Oriented Mutual Fund Schemes. The above rates excludes surcharge and cess. No indexation benefit is available on redemption of units of the above scheme. Source: Finance (No. 2) Act, 2024, Internal research.

The above information is provided for basic guidance for investments in mutual funds and is based on extant provisions of the Income-tax Act, 1961. The tax implications may vary for each assesses based on the details of his income. All rates and figures appearing above are for illustrative purposes only. Tax benefits are subject to change in tax laws. Contents of this slide have been drawn for informative purpose only and it is neither a complete disclosure of every material fact of Income-tax Act, 1961 nor does it constitute tax or legal advice. The AMC/Trustee/ Sponsor accept no liability whatsoever for any direct or consequential loss arising from any information provided in this note. Investors are advised to consult their tax advisor before taking any investment decision.

The Asset Allocation Pattern of the Scheme under normal circumstances would be as under:

Instruments	Indicative Allocation (% of net assets)
	Minimum	Maximum
Units of mutual fund schemes out of which:-	95	100
a. Units of actively managed Debt oriented mutual fund schemes	35	65
b. Units of actively managed Arbitrage mutual fund schemes	35	65
Debt and Money Market Securities# (including TREPS (Tri-Party Repo) and Reverse Repo in Government Securities)	0	5

^#Money Market instruments includes commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India from time to time.
For detailed asset allocation, please refer Scheme Information Document available on our website www.mahindramanulife.com

Investment Objective:
The investment objective is to generate long-term capital appreciation from a portfolio created by investing in actively managed debt oriented and arbitrage mutual fund schemes. However, there is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/indicate any returns.

Fund Manager : Mr. Amit Garg
Total Experience: 19 years
Experience in managing this fund: 1 month (Managing since December 5, 2025)

Fund Manager : Mr Rahul Pal
Total Experience: 22 years
Experience in managing this fund: 1 month (Managing since December 5, 2025)

Fund Manager: Mr. Mitul Doshi
Total Experience: 15 years
Experience in managing this fund: 1 month(Managing since December 5, 2025)

Benchmark: 60% CRISIL Composite Bond Index + 40% Nifty 50 Arbitrage (First Tier Benchmark)

Plans: Regular & Direct

Options: Growth^₣; IDCW^₤

IDCW Sub-options: IDCW Reinvestment^₣ & IDCW Payout

Minimum Application Amount (Lumpsum): ₹ 1,000 and in multiples of ₹ 1/- thereafter

Minimum Amount for Switch in: ₹ 1,000/- and in multiples of ₹ 0.01/- thereafter.

Minimum Application Amount (SIP) for weekly and monthly frequencies: 6 installments of ₹ 500 /- each and in multiples of ₹ 1/- thereafter

Minimum Application Amount (SIP) for quarterly frequency 4 installments of ₹ 1,500/- each and in multiples of ₹ 1/- thereafter

Monthly AAUM as on December 31, 2025 (Rs. in Cr.): 31.88

Quarterly AAUM as on December 31, 2025 (Rs. in Cr.): 10.74

Monthly AUM as on December 31, 2025 (Rs. in Cr.): 34.37

Entry Load: Not Applicable

Exit Load (as % of NAV): Nil

^₤IDCW: Income Distribution cum Capital Withdrawal
^₣Default Option

For detailed load structure disclosure, please refer SID.
For further details on Systematic Investment Plan (SIP), kindly refer Statement of Additional Information.

For more details please refer SID/KIM available on our website www.mahindramanulife.com