Different asset classes performs at different points in time
	Reduce dependency on a single asset class
	Helps to mitigate volatility of portfolio returns

	Asset Allocation shall be rebalanced regularly by fund managers based on evolving market dynamics
	Diversified Portfolio that aims to combine stability of fixed income, growth potential of equity and tactical exposure to gold/silver

	EQUITY : Diversified portfolio of stocks for long term capital appreciation.
	DEBT : Dynamic duration management with a portfolio of high-quality securities with reasonable accruals.
	Gold/Silver** : Tactical exposure to Gold and Silver

**Units of Gold/Silver ETFs & other Gold and Silver instruments (including Exchange traded commodity derivative (ETCDs) as permitted by SEBI from time to time.

Sector	MMMAA*
Financial Services	16.02%
Capital Goods	5.26%
Healthcare	4.38%
Automobile And Auto Components	3.87%
Oil Gas & Consumable Fuels	3.72%

^#For the equity portion

*Mahindra Manulife Multi Asset Allocation Fund

Data as on July 31, 2026

Security	% to Net Assets
ICICI Prudential Gold ETF	9.15%
ICICI Securities Limited	4.98%
HDFC Bank Limited	3.75%
ICICI Bank Limited	3.74%
Brookfield India Real Estate Trust	3.47%
Muthoot Finance Limited	3.14%
Shriram Finance Limited	2.68%
Government of India	2.47%
Bharti Airtel Limited	2.37%
Bajaj Finance Limited	2.27%
Total	38.02%

Annualised Portfolio YTM*1^	7.53%2
Macaulay Duration^	2.65 years2
Modified Duration^	2.51 years2
Residual Maturity^	4.10 years2
Portfolio Turnover Ratio (Last 1 year)	0.56
As on (Date)	July 31, 2026

*In case of semi annual YTM, it will be annualised
^For debt component
¹Yield to maturity should not be construed as minimum return offered by the Scheme. ²Calculated on amount invested in debt securities (including accrued interest), deployment of funds in TREPS and Reverse Repo and net receivable / payable.
Calculated for the period since inception till July 31, 2026. | Data Source: ICRA Analytics, Bloomberg | Data as on July 31, 2026 | N.A.: Net Assets

Investment Objective:
The investment objective of the Scheme is to seek to generate long-term capital appreciation and income by investing in equity and equity related securities, debt & money market instruments, Gold/Silver ETFs and Exchange Traded Commodity Derivatives (ETCDs) as permitted by SEBI from time to time. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Fund Manager:
Mr. Renjith Sivaram (Equity)
Total Experience: 16 years | Experience in managing this fund: 2 Years and 4 months (managing since March 13, 2024)

Mr. Rahul Pal (Debt)
Total Experience: 24 years | Experience in managing this fund: 2 Years and 4 months (managing since March 13, 2024)

Mr. Kush Sonigara (Debt)
Total Experience: 14 years | Experience in managing this fund: 7 Months (managing since January 01, 2026)

Date of allotment: March 13, 2024

Benchmark: 45% NIFTY 500 TRI + 40% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 5% Domestic Price of Silver

Option: IDCW (IDCW Option will have IDCW Reinvestment (D) & IDCW Payout facility) and Growth (D)
D-Default

Minimum Application Amount : Rs. 1,000/- and in multiples of Rs. 1/- thereafter

Minimum Additional Purchase Amount: Rs. 1,000/- and in multiples of Rs.. 1/- thereafter

Minimum amount for redemption/switch out: Rs. 1,000/- or 100 units or account balance, whichever is lower

Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Rs. 1 thereafter

Minimum Weekly & Monthly SIP Installments: 6

Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Rs. 1 thereafter

Minimum Quarterly SIP installments: 4

Monthly AAUM as on July 31, 2026 (Rs. in Cr.): 1,173.96

Monthly AUM as on July 31, 2026 (Rs. in Cr.): 1,195.63

Entry Load: Not applicable

Exit Load: • An Exit Load of 0.5% is payable if Units are redeemed / switched-out up to 3 months from the date of allotment;

• Nil if Units are redeemed / switched-out after 3 months from the date of allotment.

Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO).
IDCW: Income Distribution cum Capital Withdrawal

^Benchmark ^^Additional Benchmark. Inception/Allotment date: 13-Mar-24.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has differentexpense structure. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. Kush Sonigara is managing this fund since January 01, 2026.

^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 13-March-24.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return).

^Benchmark CAGR – Compounded Annual Growth Rate.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. The performance details provided above are of Growth Option under Regular Plan. Different Plans i.e Regular Plan and Direct Plan under the scheme has different expense structure. Mr. Renjith Sivaram manages 5 schemes and Mr. Kush Sonigara manages 4 schemes and Mr. Rahul Pal manages 12 schemes each of Mahindra Manulife Mutual Fund. The performance data for the schemes which have not completed one year has not been provided.
Note: The performance data of Mahindra Manulife Income Plus Arbitrage Active FOF has not been provided as the scheme has not completed 1 year since inception. The said Scheme is managed by Mr. Amit Garg, Mr Rahul Pal & Mr. Mitul Doshi.
^$Note: Pursuant to notice cum addendum no. 30/2026, Fund Manager of the scheme has been changed with effect from July 21, 2026.
Note: The performance data of Mahindra Manulife Innovation Opportunities Fund has not been provided as the scheme has not completed 1 year since inception. The said Scheme is managed by Ms. Kirti Dalvi, and Mr. Renjith Sivaram