MAHINDRA MANULIFE MULTI ASSET ALLOCATION FUND
(An open ended scheme investing in Equity, Debt, Gold/Silver
Exchange Traded Funds (ETFs) and Exchange Traded
Commodity Derivatives)
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| Data as on 31st August, 2025 | ||||
| Investment Objective | The investment objective of the Scheme is to seek to generate long-term capital appreciation and income by investing in equity and equity related securities, debt & money market instruments, Gold/Silver ETFs and Exchange Traded Commodity Derivatives (ETCDs) as permitted by SEBI from time to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. |
| Fund Features |
Professional Asset Allocation: Asset Allocation shall be rebalanced regularly by fund managers based on evolving market dynamics Diversified Portfolio: Portfolio that aims to combine stability of fixed income, growth potential of equity and tactical exposure to gold/silver |
| Fund Manager and Experience | Fund Manager (Equity): Mr. Renjith Sivaram Total Experience: 14 years Experience in managing this fund: 1 year and 5 months (managing since March 13, 2024) Fund Manager (Debt): Mr. Rahul Pal Total Experience: 22 years Experience in managing this fund: 1 year and 5 months (managing since March 13, 2024) |
| Date of allotment | March 13, 2024 |
| Benchmark | 45% NIFTY 500 TRI + 40% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 5% Domestic Price of Silver |
| Options | IDCW (IDCW Option will have IDCW Reinvestment (D) & IDCW Payout facility) and Growth (D) D-Default |
| Minimum Application Amount | Rs. 1,000/- and in multiples of Re. 1/- thereafter |
| Minimum Additional Purchase Amount: | Rs. 1,000/- and in multiples of Re. 1/- thereafter |
| Minimum amount for redemption/switch out: | Rs. 1,000/- or 100 units or account balance, whichever is lower |
| SIP | Minimum Weekly & Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter Minimum Weekly & Monthly SIP Installments: 6 Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter Minimum Quarterly SIP installments: 4 |
| Monthly AAUM as on August 31, 2025 (Rs. in Cr.): | 636.35 |
| Monthly AUM as on August 31, 2025 (Rs. in Cr.): | 642.17 |
| Total Expense Ratio1 as on August 31, 2025: | Regular Plan: 2.03% Direct Plan: 0.42% 1Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax. |
| Load Structure: | Entry Load: N.A. Exit Load: An Exit Load of 0.5% is payable if Units are redeemed / switched-out up to 3 months from the date of allotment; Nil if Units are redeemed / switched-out after 3 months from the date of allotment. Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO) |
| Annualised Portfolio YTM*2^: | 6.93%3 |
| Macaulay Duration^: | 2.51 years3 |
| Modified Duration^: | 2.383 |
| Residual Maturity^: | 3.87 years3 |
| As on (Date) | August 31, 2025 |
| Portfolio Turnover Ratio (Last 1 Year): | 0.72 |
| ^For debt component *In case of semi annual YTM, it will be annualised 2Yield to maturity should not be construed as minimum return offered by the scheme; 3Calculated on amount invested in debt securities (including accrued interest), deployment of funds in TREPS and Reverse Repo and net receivable / payable. |
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NAV as on August 29, 2025
| NAV/Unit | Regular Plan (In Rs.) |
Direct Plan (In Rs.) |
| IDCW | 11.6905 |
11.9792 |
| Growth | 11.9662 |
12.2570 |
| IDCW: Income Distribution cum Capital Withdrawal. Note: Pursuant to payment of IDCW, the NAV of the IDCW Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of IDCWs, visit www.mahindramanulife.com. |
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Company / Issuer |
Rating |
% of Net Assets | ||
|---|---|---|---|---|
| Automobile And Auto Components | 5.80% | |||
 | Mahindra & Mahindra Limited | 1.82% | ||
| Asahi India Glass Limited | 0.75% | |||
| Hero MotoCorp Limited | 0.74% | |||
| Maruti Suzuki India Limited | 0.74% | |||
| LG Balakrishnan & Bros Limited | 0.65% | |||
| Shriram Pistons and Rings Ltd | 0.56% | |||
| ZF Commercial Vehicle Control Systems India Limited | 0.54% | |||
| Capital Goods | 3.93% | |||
| Tega Industries Limited | 0.64% | |||
| KEI Industries Limited | 0.63% | |||
| Kirloskar Brothers Limited | 0.60% | |||
| Carborundum Universal Limited | 0.56% | |||
| Inox India Limited | 0.55% | |||
| PTC Industries Limited | 0.50% | |||
| Technocraft Industries (India) Limited | 0.45% | |||
| Chemicals | 1.81% | |||
| Coromandel International Limited | 1.23% | |||
| Archean Chemical Industries Limited | 0.58% | |||
| Construction | 2.09% | |||
| Larsen & Toubro Limited | 1.09% | |||
| Afcons Infrastructure Limited | 0.53% | |||
| ISGEC Heavy Engineering Limited | 0.47% | |||
| Construction Materials | 3.31% | |||
| JK Cement Limited | 1.17% | |||
| Grasim Industries Limited | 1.16% | |||
| Shree Cement Limited | 0.98% | |||
| Consumer Durables | 0.59% | |||
| Voltas Limited | 0.59% | |||
| Consumer Services | 1.14% | |||
| Aditya Vision Ltd | 1.14% | |||
| Fast Moving Consumer Goods | 2.90% | |||
| ITC Limited | 1.56% | ||
| Tata Consumer Products Limited | 0.74% | |||
| Hindustan Unilever Limited | 0.60% | |||
| Financial Services | 14.90% | |||
| HDFC Bank Limited | 3.57% | ||
| ICICI Bank Limited | 3.49% | ||
| State Bank of India | 1.94% | ||
| Axis Bank Limited | 1.55% | ||
| Bajaj Finance Limited | 1.12% | |||
| L&T Finance Limited | 1.09% | |||
| Kotak Mahindra Bank Limited | 0.84% | |||
| SBI Life Insurance Company Limited | 0.79% | |||
| REC Limited | 0.51% | |||
| Healthcare | 3.49% | |||
| Divi's Laboratories Limited | 1.73% | ||
| Sun Pharmaceutical Industries Limited | 0.98% | |||
| Gland Pharma Limited | 0.78% | |||
| Information Technology | 4.74% | |||
| Infosys Limited | 1.54% | ||
| Tech Mahindra Limited | 1.05% | |||
| Tata Consultancy Services Limited | 0.98% | |||
| Persistent Systems Limited | 0.59% | |||
| LTIMindtree Limited | 0.58% | |||
| Metals & Mining | 1.90% | |||
| Tata Steel Limited | 1.00% | |||
| Hindalco Industries Limited | 0.90% | |||
| Oil Gas & Consumable Fuels | 4.80% | |||
| Reliance Industries Limited | 2.15% | ||
| GAIL (India) Limited | 0.88% | |||
| Hindustan Petroleum Corporation Limited | 0.66% | |||
| Coal India Limited | 0.57% | |||
| Oil & Natural Gas Corporation Limited | 0.54% | |||
| Power | 1.80% | |||
| NTPC Limited | 1.29% | |||
| Power Grid Corporation of India Limited | 0.51% | |||
| Telecommunication | 1.68% | |||
| Bharti Airtel Limited | 1.68% | ||
| Textiles | 0.69% | |||
| S. P. Apparels Limited | 0.69% | |||
| Equity and Equity Related Total | 55.57% | |||
| Real Estate Investment Trusts (REIT) | 7.41% | |||
| Nexus Select Trust - REIT | Realty | 2.98% | ||
| Brookfield India Real Estate Trust | Realty | 2.46% | ||
| Embassy Office Parks REIT | Realty | 1.97% | ||
| Exchange Traded Funds (ETF) | 16.74% | |||
| Nippon India Mutual Fund | 9.54% | |||
| ICICI Prudential Mutual Fund | 7.20% | |||
| Certificate of Deposit | 0.77% | |||
| Kotak Mahindra Bank Limited | CRISIL A1+ | 0.77% | ||
| Corporate Bond | 11.66% | |||
| TVS Credit Services Limited | CRISIL AA+ | 3.97% | ||
| Muthoot Finance Limited | CRISIL AA+ | 3.97% | ||
| Godrej Industries Limited | CRISIL AA+ | 1.35% | ||
| Kotak Mahindra Investments Limited | CRISIL AAA | 0.79% | ||
| LIC Housing Finance Limited | CRISIL AAA | 0.79% | ||
| REC Limited | ICRA AAA | 0.79% | ||
| Government Bond | 2.81% | |||
| 7.09% GOI (MD 05/08/2054) | SOV | 1.06% | ||
| 6.68% GOI (MD 07/07/2040) | SOV | 0.83% | ||
| 6.33% GOI (MD 05/05/2035) | SOV | 0.76% | ||
| 6.79% GOI (MD 07/10/2034) | SOV | 0.16% | ||
| Mutual Fund Units | 0.79% | |||
| Mahindra Manulife Liquid Fund -Direct Plan -Growth | 0.79% | |||
| Cash & Net Receivables/(Payables) | 4.26% | |||
| Grand Total | 100.00% | |||
| ( Top Ten Holdings - Issuer wise) as on August 31, 2025) |
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| Mahindra Manulife Multi Asset Allocation Fund | CAGR Returns(%) |
Value of Investment of Rs. 10,000* |
NAV / Index Value (as on August 29, 2025) |
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| Managed by Mr. Renjith Sivaram (Equity), Mr. Rahul Pal (Debt) | 1 Year |
Since Inception |
1 Year |
Since Inception |
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| Regular Plan - Growth Option | 6.15 | 13.33 | 10,614 |
12,001 |
11.9662 |
| Direct Plan - Growth Option | 7.91 | 15.31 | 10,788 | 12,308 | 12.2570 |
| 45% Nifty 500 TRI + 40% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 5% Domestic Price of Silver^ | 6.47 | 13.59 | 10,646 | 12,041 | 12.0471 |
| Nifty 50 TRI^^ | -2.01 | 9.08 | 9,799 | 11,350 | 36,709.00 |
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 13-Mar-24.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Different Plans i.e Regular Plan and Direct
Plan under the scheme has different expense structure. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. For performance details of other schemes managed by the Fund Manager(s), please click here | Best Viewed in Landscape mode
| Mahindra Manulife Multi Asset Allocation Fund | Regular Plan |
Direct Plan |
45% Nifty 500 TRI + 40% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 5% Domestic Price of Silver^ |
Nifty 50 TRI^^ |
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| SIP Investment Period | Total Amount Invested (  ) |
Market Value ( ) |
CAGR Returns (%) |
Market Value ( ) |
CAGR Returns (%) |
Market Value ( ) |
CAGR Returns (%) |
Market Value ( ) |
CAGR Returns (%) |
| 1 Year | 1,20,000 |
1,26,650 |
10.58 |
1,27,767 |
12.39 |
1,25,878 |
9.34 |
1,22,166 |
3.41 |
| Since Inception | 1,80,000 | 1,94,494 | 10.33 | 1,97,043 | 12.15 | 1,93,777 | 9.82 | 1,86,347 | 4.53 |
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 13-Mar-24.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed
after accounting for the cash flow by using the XIRR method (investment internal rate of return). | For SIP Performance please click here |
As per the latest Market Capitalisation data provided by AMFI (In line with the applicable SEBI guidelines)
Record Date |
Plan(s) / Option(s) |
IDCW |
Face Value |
Cum-IDCW NAV |
(Rs. per unit) |
(Rs. per unit) |
(Rs. per unit) |
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13-Mar-25 |
Regular IDCW |
0.25 |
10 |
10.8887 |
13-Mar-25 |
Direct IDCW |
0.25 |
10 |
11.0667 |
Product Suitability |
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| This Product is Suitable for investors who are seeking* | |
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Scheme Riskometers |
Benchmark Riskometers |
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 As per AMFI Tier I Benchmark i.e. 45% NIFTY 500 TRI + 40% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 5% Domestic Price of Silver |
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them. |
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